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Lecturer I
Banking and Finance

Pastor Edim Ndifon Obim is a lecturer in the Department of Banking and Finance,University of Calabar and a part time Pastor with the Living Faith Church,Calabar.I was born on the 3rd of April, 1958 in Akparabong in Ikom LGA of Cross River State and attended Presbyterian Primary School and Government Secondary School in Ikom and obtained FSLC (Distinction) and WASC respectively.I also hold a B.Sc (Hon) in Education Economics,PGD (Management) and M.Sc (Finance) all from the University of Calabar and is currently on my doctoral programme in Banking and finance.I am a member of many professional associations including CIBN,FCMA,FSM among others with many reputable awards.I have many publications in local and International journals and has co-authored two textbooks currently in the print. Pastor Obim was the founding manager of Unical Community Bank and pioneer MD/CEO of Unical Micro-finance Bank before crossing over to academia in 2013.I am married and blessed with children.

Eneji, C. V. O., Obim, E., Otu, J. E. and Ogli, S. O. (2013). Non-governmental organization’s agricultural micro credit facilities and household income in Benue state, Nigeria. International Journal of Management Sciences. 1 (10): 362-375.

Obim, Edim Ndifon (2013).The impact of financial risk on household income in Nigeria.Annals of Humanities and Development Studies(ISSN: 2141-4343), 4 (1):105-113.

Eneji, C. V. O., Obim, E.,Eneji,J. E. O, Ellah, T. O. and Ushie, A. (2013).Civil societies/non-governmental organizations as catalysts for the attainment of the Millennium Development Goals in Nigeria.International Journal of Management Sciences,1(II)

Eneji, C. V. O., Obim, E. and Udomo, B. O.(2014).Microcredit facilities and the challenges of meeting the millennium development goals for sustainable rural development in Nigeria.Journal of Research in Economics and International Finance(ISSN: 2315-5671),3(3):72-78.

Atseye, F. A., Obim, E. N. and Eke, F. A. 2014).Determinants of financial structure: Evidence from Nigerian quoted firms.Research Journal of Finance and Accounting(ISSN: 2222-1697 papers; ISSN: 2222-2847 Online),5(16):53-66.USA Google Scholar

Obim, E. N., Atseye, F. A and Eke, F. A.(2014).Relationship between capital structure and firm’s performance: Theoretical review. Journal of Economics and Sustainable Development(ISSN: 2222-1700 paper,ISSN:2222-2855 online),5(17):72-76.USA Google Scholar

Atseye, F. A., Obim, E. N. and Ezeaku, H. C.(2015). An empirical investigation of the impact of bank credit on economic growth in Nigeria.Indian Journal of Applied Research(ISSN: 2249-555x),5(11):268-271.

Eba, A. O., Obim, E. N., Emori, E. G. and Emefiele, C. C.(2017).A disaggregated analysis of government expenditure on the growth of Nigerian economy (1990-2015).Journal of Finance and Accounting (ISSN: 2222-1697 papers;ISSN:2222-2847 online)USA Google Scholar

Oti, P. A.; Igbeng, E. and Obim, E. N. (2016).Appraisal of policy impact of treasury single account in Nigeria.Research Journal of Finance and Accounting(ISSN: 2222-1697 papers; ISSN: 2222-2847 online),7(20): 45-52.USA Google Scholar

Obim, E. N., Atseye, F. A., Obim, R. E.(2017).Challenges and prospects of the growth of small and medium scale enterprises (SMES) in Nigeria: A review article. International Journal of Social Science and Economic Research,2(12):5552-5566

Obim, E. N., Owui, H., Emefiele, C andEdim, (2018).A disaggregated and comparative analysis of working capital management on the performance of manufacturing firms in Nigeria: A study of Nestle and Cadbury Nigeria PLC.Research Journal of Finance

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