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Dr. Jacob Otu

Senior Lecturer
Commercial and Industrial Law
joenyia@unical.edu.ng

I am Dr. Jacob Otu Enyia, a Senior Lecturer in Law and a solictor and advocate of the Supreme Court of Nigeria. I am an expert in consumer protection Law, telecommunications and Banking and insurance Law. I hold a Ph.D. (Law) from Unical and have researched in vast areas of Law. I am married, a Catholic and play tennis.

Enyia, Jacob Otu, Inyang, Patricia Endeley, "The Regulatory and Operational Framework of Microfinance Banks on Consumers in Nigeria: An Appraisal" International Journal of Managerial Studies and Research (IJMSR) Vol.6, No.07, 2018, pp.1-13.


M. P. Okom, J. O. Enyia, "The Impact of the Telecommunications Regulatory Agency on Consumer Protection in Nigeria" International Journal of Scientific Research and Management (IJSRM) Vol.6, No.07, 2018, pp, 59-65.


Enyia, J.O, “Reformation of the Nigerian Consumer Credit System: Lessons from the South African and English Credit Models”, Juris Insight Journal, University of Uyo, Vol.2, No. 1, 2015, p.147-169.


Enyia, J.O, “The Dynamics of Telecommunications Industry Regulation in Nigeria: Perspectives on Consumer Protection”. In the Dynamics of Educational Engineering in the 21st Century: a Colloquium in Honour of Prof. James Epoke (Calabar: Unical Press, 2014) p.167-194.


Enyia, J.O, “The Impact of Hire Purchase Act 1965 on Consumer Credit”, Calabar Journal of Public and International Law (UOC-CJPIL, Vol.1, 2014), p.35.


6. Enyia, J.O, “The Dynamics of Telecommunications Industry Regulation in Nigeria: Perspectives on Consumer Protection”. In the Dynamics of Educational Engineering in the 21st Century: a Colloquium in Honour of Prof. James Epoke (Calabar: Unical Press, 2014) p.167-194.


7. Enyia, J.O, “International Regulatory Best Practices in the Telecommunications Industry: Issues and Prospect” in Nigeria’s Political Economy and the Courtship with Poverty. A Compendium of readings in honour of Prof. Patrick O. Utomi, (Calabar: Pumoh prints concept Ltd. 2015) p.574-594.


10. Enyia, J.O, “Institutional Framework for Regulation of Companies in Nigeria: A Critical Evaluation” University of Uyo Law Journal (UULJ), Vol.9, 2016, pp.200-221.


10. Enyia, J.O, “Institutional Framework for Regulation of Companies in Nigeria: A Critical Evaluation” University of Uyo Law Journal (UULJ), Vol.9, 2016, pp.200-221.










Enyia, J.O and Michael Otu, “Documentary Credit: An Assessment of its Autonomous Character in Modern day Commercial Transactions”, The Calabar Law Journal, Vol. 16, 2013-15, p.295.


Enyia, J.O, “Institutional Framework for Regulation of Companies in Nigeria: A Critical Evaluation” University of Uyo Law Journal (UULJ), Vol.9, 2016, pp.200-221.


J.O Enyia and Okom, M.P, “Reservation to Treaties: A Critical Review.” The Calabar Law Journal, Vol. 16. 2013-15, p.217.


Enyia, J. O. and Abang T. A., Telemarketing and Consumer Protection in Nigeria: “A Case for the Domestication of the U.S Telephone Consumer Protection Act, (TCPA, 1991)”. European Journal of Business and Management, Vol.10. No.9, 2018.


Enyia, J. O. and Abang T. A., In Search for a Consumer Protection Antidote in Nigeria” A Case for the Amendment of the CPC Act, 1992”, International Journal of Current Research, Vol. 10 Issue 103 pp.66742 March, 2018.


Enyia, J.O, “The Nature and legal Effect of Banking Contract in Nigeria”. The Calabar Law Journal, Vol. 16, 2013 – 15, p.323


Enyia, J.O, “The Role of the Legislature under the 1999 Constitution: Issues and Problems”. Agabi’s Herald, A Journal of Kanu Agabi Students Chambers, Faculty of Law, University of Calabar, 2009.


Enyia, J. O. and Nwokedi, D. A., “Mistaken Payments in Banking Transactions: An Appraisal of the Legal Consequences”, International Journal of Economics, Business and Management Research (IJEBMR) Vol. 2. No. 01: 2018, P307-324, ISSN: 2456-7760.


Enyia, J.O., M. Ekpo and E. Alobo, “Impediments to the Development of a Strong Consumer Credit System in Nigeria” World Journal of Social Science Vol. 5. No. 1, 2018.


Enyia, J.O. and Abang, T.A., “An Appraisal of Liability for Defective Products Under Consumer Protection Law in Nigeria” International Journal of innovative Research and Advanced Studies (IJIRAS) Vol. 4, Issue II, November, 2017.


Enyia, J.O., “Evolving a Turn-around Strategy for Effective Consumer Protection in Nigeria” International Journal of Humanities and Social Studies (the Ijhss) Vol. 5, Issue 10 October, 2017.


Enyia, J.O., Okom, M.P., Lloyd, C., “Free Movement of Goods and capital in the ECOWAS: myth or Reality? International Journal of Innovative Research and Development. Vol. 6/issue 6/June, 2017, pp.91-96


Enyia, J.O and Okom, M.P, “An Overview of the Antitrust Model of Telecommunications Regulation in the USA: A Case for the Nigerian Legal Regime” International Law Journal, Vol. 3/issue 3, May-June, 2017, pp.129-136. http://www.lawjournals.org/archives/2017/vol3/issue3


Enyia, J.O, “An Evaluation of the Telecommunications Regulation in the European Union and the United State of America”. International Journal of Law, ISSN: 2455-2194 Vol. 3/issue 3, May-June, 2017, pp.137-144.


Enyia, J.O and Ofem, N.I, “Pacific Settlement of Disputes under the United Nations Charter: Issues and Prospects” Calabar Journal of Public and International Law (UOC-CJPIL, Vol.2, 2016).


Enyia, J.O, “International Regulatory Best Practices in the Telecommunications Industry: Issues and Prospect” in Nigeria’s Political Economy and the Courtship with Poverty. A Compendium of readings in honour of Prof. Patrick O. Utomi, (Calabar: Pumoh prints concept Ltd. 2015) p.574-594.


Enyia, J.O, “Resolving Disputes for Enhanced Consumer Protection in the Telecommunications Industry: Analysis of Alternatives”. Calabar Journal of Public and International Law (UOC-CJPIL, Vol.2, 2016).


Enyia, Jacob Otu,  Okon, Emmanuel Usang, "Classification of Credit Security in Nigeria: Resolving the Perceived Dichotomy" Asian Institute of Research (AIR) Vol.1, No.2, 2018, pp.190-197


Enyia, Jacob Otu. The Law of Banking in Nigeria: Principles, Statutes and Guidelines. Nigeria: Malthouse Press Limited, 2018 ISBN: 978-978-56219-4-5


Enyia, Jacob Otu. The Law of Banking In Nigeria: Cases and Commentary. Nigeria: Malthouse Press Limited, 2018. ISBN: 978-978-56219-5-2


Enyia, Jacob Otu. Telecommunication Law and Practice in Nigeria: Perspectives on Consumer Protection. Nigeria: Malthouse Press Limited, 2018 ISBN: 978-978-56219-6-9

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